By now you’ve probably seen several articles or heard news stories about I-bonds and the fantastic investing opportunity they currently offer.  I-bonds are specialized bonds issued by the US Treasury that are designed to adjust their yield semi-annually with the rate of inflation.  The inflation adjustments occur each year on April 1 and November 1, […]

Markets around the world officially entered bear market territory last week.  We understand that market declines are stressful, regardless of how many times you’ve been through this.  But we want to remind everyone that bear market risks were factored into your financial plan and specifically calculated for your cash flow projections in retirement.  We believe […]

As of February 28th, 2022, Russian equities accounted for less than 2% of the MSCI Emerging Markets index. If you want to know how much exposure you have to Russian stocks in your portfolio, here’s an easy formula: How much do you have in stocks? Let’s say your portfolio is made of up 60% stocks […]

Planning for 2022, but first… Several weeks ago, Tiffany and I met to discuss our business plan for 2022 and review the past year.  Businesses, just like families, are more successful at meeting their goals when they regularly update their financial plans.  During our meeting, we both agreed that our current financial planning environment was […]

Making a last-minute contribution to an IRA may help you reduce your 2020 tax bill. If you qualify, your traditional IRA contribution may be tax deductible. And if you had low to moderate income and meet eligibility requirements, you may also be able to claim the Saver’s Credit for 2020 based on your contributions to […]

What do you think about GameStop? I have been asked that question a lot this week.  And prior to 2021, I had probably never thought about GameStop even once – ever.  In case you haven’t heard the news reports on GameStop lately, the company’s stock has been at the center of a battle between small […]